Legal
Payments and fees
Production deployments are expected to use the existing Razorpay account for Sree Drisya Media with Checkout, Webhooks, Route / split settlements, Subscriptions (recurring support), Refunds, and Payouts after creator KYC approval.
Suggested fee model
- Platform fee: 5% (basis points configurable in ledger code).
- Razorpay fee: pass-through per Razorpay pricing — stored per transaction.
- Optional: premium promotion, featured listing, or creator SaaS subscription.
Escrow and milestones
Net creator funds can remain on platform balance until milestone proofs are approved (for example 25% on campaign completion, 25% after pre-production, 25% after shoot, 25% after final delivery). Razorpay Route or split settlements should align with this policy in production.
KYC and payouts
Creators complete KYC (PAN, Aadhaar, bank details, document uploads, selfie verification) before withdrawals. Sensitive identifiers must be encrypted at the application layer; Razorpay keys must never ship to the browser.
Security controls (backend)
HTTPS, rate limiting on public APIs, webhook signature verification, audit-friendly webhook logs, RBAC and admin 2FA are planned hardening layers — implement fully before handling live money.